New to Canada

Regardless of your credit history and down payment, if you are new to Canada and do not have any established credit you can. The most important considerations for new Canadians are credit history and down payment. If you are new to Canada and do not have any established credit, you can qualify for a mortgage with three months of employment history and by demonstrating creditworthiness to your lender in other ways. We will provide you counselling on how to establish credit, manage credit and the paperwork involved.